# Umbrella agreement

> A municipal deal with the state that packages planning, housing, and infrastructure funding.

Canonical: https://shavnu.com/glossary/umbrella-agreement

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**הסכם גג**

A heschem gag is an umbrella agreement between a city and the government. It is referenced in coverage of Herzliya's adjacent Hof HaTchelet plan (signed November 2025, ₪6B+). It is not a Sde Dov-specific contract, but it is the tool nearby cities use to unlock coastal housing at this scale.


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Source: https://shavnu.com/glossary/umbrella-agreement on Shavnu, an independent English guide to the
Sde Dov district in Tel Aviv. Figures come from the public record: Israel Tax
Authority transaction reports, Tel Aviv GIS, tender results and the Hebrew press.